Spend smartly.
Save simply.

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Minimalism for your financial life

Making the right financial decisions is difficult. We do the hard part by analyzing your situation and forecasting step by step actions, to save you thousands.

Better financial decisions

Money should reflect what you value. We look at your whole financial life so we can guide you towards making the best saving or spending decisions.

Spending Made Smarter

Healthy financial habits are a balance of saving for things you need and spending for things you value. With just one number, “Pocket Money” to track, managing your spending is as easy as checking the weather.

Lower Expenses. Increase Savings.

News flash: Saving for the future happens when it’s automated. Cinch takes the guesswork of knowing how much to set aside by customizing the right savings amount every month.

Knowledge is power. 24/7

Tired of logging into six different apps? We monitor everything from your credit score to how much insurance you need to missed payments or unauthorized use in ONE place.

Simple. Trustworthy. Cinch.


Create an account

Creating an account requires your name and email. Don’t worry, we’ll NEVER share your information.


Connect your online accounts

The more we know, the more savings we can generate. All is secure with bank grade, 256-bit encryption.


Live well

We can find you thousands in hidden savings by being smarter about debt payments, insurance, or spending.