He Doesn’t Pay Rent June 16, 2017 Lifestyle Jamie Burgess A woman in my office is giving me the cold shoulder. I didn’t like the guy she fixed me up with. In my defense, he’s twenty-six years old and has never paid rent. Dude. What. Are you doing. There’s a reason we get a bad reputation, you know, for being financially irresponsible, for mooching off Keep Reading
Oh Shit! When Financial Infidelity Happens to You June 14, 2017 Friends of Cinch, Lifestyle, Spending Jackie Lam D.J. never thought about financial infidelity until it rocked her world. The twenty-six-year-old from Long Beach, California had been going steady with a guy for about six months. She thought everything was going great until they decided to move in together. When it came time to apply for apartments, he dropped a bomb. He had Keep Reading
The Current State of U.S. Financial Literacy June 13, 2017 Industry, Preparation, Regulation Priya Iyer Across the U.S., we celebrate financial literacy and awareness during specific times of the year. Last month, for example was National Financial Literacy Month. But many advocates, the government, and even research studies show that one-off or annual pushes for financial education are not enough. Richard Corday, Director of the Consumer Financial Protection Bureau (CFPB) Keep Reading
Broke Millennial’s Take on Raiding Your Cash Reserves June 12, 2017 Lifestyle, Savings, Spending Erin Lowry Picture this: Your clunker of a car is finally on its last legs. You’ve driven that bad boy into the ground and its really time for you to finally invest in a more reliable mode of transportation. It’s all good though because you’ve been tucking away money specifically for a new car. You do your Keep Reading
My Financial Faux Pas Revealed June 9, 2017 Lifestyle, Spending Jamie Burgess For a state that insists on constantly bragging about the health of its residents, Denver airport has some of the least healthy and least appealing options for dining of most any airport I’ve visited in America. I fly through Denver often these days, and I never thought I’d be left longing for the time when Keep Reading
When To Use My Cash Reserves: Questions to Ask June 8, 2017 Lifestyle, Savings, Spending Erika Napoletano “When is it okay to use my cash reserves?” That’s a big question since we’ve all been told to save, save, save since birth, right? You’re doing your best to save for a rainy day, but sometimes your cash reserves start to look pretty attractive for use now. Damn fine question. Let’s get to Keep Reading
June 2, 2017: The Mother of Invention is a Worthy Purpose June 7, 2017 Cinch, Mindful Musings, Uncategorized Sean Collins I am stunned, daily, by the capabilities of our team here at Cinch. It is a good-sized team — 35 folks — with amazing academic and work credentials ranging from design to artificial intelligence to econometrics. And everything in between. It’s not only the individual capabilities that amaze me (which are stunning, particularly to a Keep Reading
A Case for Subscription Services June 6, 2017 Cinch, Industry Priya Iyer If you’ve noticed a growing number of subscription-based services popping up around you, you may be on to something. Subscription-based services are making a comeback in a range of industries, and you may begin to see the same in the FinTech industry soon. In the past, companies that have been the first to shift to Keep Reading
Mom Knows Best – a Financial Trick for Travelers June 5, 2017 Lifestyle, Savings, Spending Jamie Burgess When he asked me to spend the weekend with him in Denver, I said yes before I gave it a thought. About half an hour later, we were still at dinner, and all the thoughts started to bombard me: this was our—what?—fifth date, maybe? Go away together? It sounded like a recipe for disaster, particularly Keep Reading
Tipping in America June 2, 2017 Lifestyle, Spending Jamie Burgess At the busiest little breakfast place in town, we were two people at a four-top for almost two hours. The anxious young server was constantly trying to take my breakfast companion’s plate out from under him. “He only got a half order of eggs Benedict,” I’m sure the poor kid was complaining to the other Keep Reading