The Job Offer September 26, 2017 Lifestyle, Spending, Student Loans Jamie Burgess After almost a year and many canceled lunch dates, I finally made it to see my childhood best friend’s office. He showed me around and introduced me to his colleagues, and then we walked out onto the rush of Boylston Street to a place he likes to go for lunch. Once we’d placed our order Keep Reading
Money Nightmares September 20, 2017 Lifestyle, Savings, Spending Jamie Burgess In the dream, she was scolding me: “You’re spending more than twice your income every month!” I could see the laptop on the table with my bank accounts on the screen. “But Grandma!” I insisted, “Look at the numbers, that can’t possibly be true!” I was getting upset. I hated to be accused of financial Keep Reading
How to Be Financially Prepared for a Natural Disaster September 14, 2017 Home, Lifestyle, Preparation Erin Lowry In 1989 storm ripped through Houston, Texas just two weeks before my birth, which took down a tree in my parents’ backyard. That tree fell right through the roof and into my nursery. Had I been born just a little early, I may not have survived my first month of life. That’s not the kind Keep Reading
Equifax Data Breach: What to Do Next September 14, 2017 Industry, Preparation, Protection, Regulation Sean Collins There is no doubt that you’ve heard of the massive data breach at Equifax, between mid-May and July 2017, that was made public last week. In light of that, we’ve consulted with our team of financial and credit experts to make it very clear what is at risk and how you should respond. What happened Keep Reading
Busting the Millennial Myth August 8, 2017 Industry, Savings, Spending Priya Iyer Millennials are constantly getting a bad rap for being financially irresponsible. I’m sure you’ve heard the accusations of how frivolous we are, or how we’re living lavishly off of our parents’ money. (Full disclosure — in some circles, I’m considered a millennial!). The industry and the media often paint the picture that because of our Keep Reading
The Current State of U.S. Financial Literacy June 13, 2017 Industry, Preparation, Regulation Priya Iyer Across the U.S., we celebrate financial literacy and awareness during specific times of the year. Last month, for example was National Financial Literacy Month. But many advocates, the government, and even research studies show that one-off or annual pushes for financial education are not enough. Richard Corday, Director of the Consumer Financial Protection Bureau (CFPB) Keep Reading
Series: How Your Credit Report Information Is Being Used May 31, 2017 Cinch, Industry, Regulation Priya Iyer In my last two posts, I’ve explored a lot of what you might want to know about credit reports, credit scores, and what all of this means for you as a consumer. Now, for the grand finale of posts on credit reports (exciting stuff, right?)! There are an ever-increasing number of ways your credit report Keep Reading
A Trump-date. May 10, 2017 Industry, Regulation Priya Iyer When Trump was inaugurated in January, I saw article after article on the potentially crippling changes the new administration might make that would affect the FinTech industry. After reading what the experts had to say, I wrote about the potential of the administration to weaken or dismantle several regulations. Since then, I’ve mostly heard crickets Keep Reading
April 7, 2017 — Mission: Validation April 10, 2017 Cinch, Mindful Musings Sean Collins Part of my job at Cinch is to reach out to influential third parties that are aligned with our purpose of increasing your financial health and best outcomes. We started that process nearly three years ago with our initial outreach to the Consumer Financial Protection Bureau, or the CFPB. That’s the government regulator for most Keep Reading
Why Do I Want You to Pay for Cinch? March 30, 2017 Cinch, Mindful Musings Sean Collins Great question. Everyone’s used to free apps, so why isn’t Cinch free? Because it wouldn’t be Cinch — your completely unbiased, comprehensive personal financial manager. Every business has to make money. And free financial apps do that in two ways: 1. They sell access to your personal financial identity to banks, insurers, even bankruptcy attorneys Keep Reading
